Privacy Policy

1. Introduction

This Privacy Policy explains how Midnight Mission Systems ("we," "us," or "our") collects, uses, and shares information when you use our website (midnightmissionsystems.com) and the Blue Collar Trade Manager platform and apps ("BCTM," together the "Services"). By using the Services, you agree to this Policy.

2. Information We Collect

Information you provide

• Account and contact data: name, email address, phone number, business name, and password.
• Verification data (KYC): information required to verify your identity and business to accept payments, such as legal name, address, date of birth, tax ID, and government-issued identifiers, collected by us and/or our payment partners.
• Invoicing and customer data: the invoices, line items, and customer contact details you enter to run your business.
• Communications: messages you send to us and support requests.

Information collected automatically

• Usage and device data: IP address, device and browser type, pages viewed, and interactions, collected via cookies and similar technologies.
• Log data: diagnostic and performance information.

Information from third parties

We may receive information from payment processors, identity-verification providers, and analytics services.

3. How We Use Information

• Provide, operate, secure, and improve the Services.
• Process payments and payouts, and prevent fraud.
• Verify identity and comply with legal, KYC, and anti-money-laundering (AML) obligations.
• Communicate with you about your account, updates, and support.
• Analyze usage to improve performance and features.

4. How We Share Information

We do not sell your personal information. We share it only as needed:

• Service providers: payment processors (e.g., Stripe), SMS providers, cloud hosting, and analytics vendors that process data on our behalf.
• Legal and safety: when required by law, regulation, legal process, or to protect rights, safety, and the integrity of the Services.
• Business transfers: in connection with a merger, acquisition, or sale of assets.

5. Payment and KYC Data

Payment card and bank details are collected and processed directly by our payment processors under their own privacy policies. We do not store full payment card numbers on our own systems. Identity-verification data is used and retained as required to meet KYC/AML and financial-regulatory obligations.

6. Cookies and Analytics

We use cookies and similar technologies for essential functionality, preferences (such as your light/dark theme), and analytics. You can control cookies through your browser settings; disabling some cookies may affect functionality. [List specific analytics providers, e.g., Google Analytics, if used.]

7. Data Retention

We retain personal information for as long as needed to provide the Services and for legitimate business or legal purposes, including tax, accounting, and regulatory requirements. When no longer needed, we delete or anonymize it.

8. Security

We use administrative, technical, and physical safeguards, including encryption in transit, to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Privacy Rights

Depending on where you live, you may have rights to access, correct, delete, or port your personal information, and to object to or restrict certain processing. California residents (CCPA/CPRA) may request disclosure of information collected and opt out of "sale" or "sharing" (we do not sell personal information). To exercise rights, contact us at [email protected]. We will verify your request before responding.

10. Children's Privacy

The Services are not directed to children under 18, and we do not knowingly collect personal information from them.

11. International Users

We are based in the United States and process data there. If you access the Services from outside the U.S., you consent to the transfer and processing of your information in the U.S. [Add GDPR/UK GDPR lawful-basis details if you serve EU/UK users.]

12. Changes to This Policy

We may update this Policy from time to time. We will post the updated version with a new effective date and, where appropriate, provide additional notice.

13. Contact

Questions about this Policy or your data? Contact us at [email protected], Midnight Mission Systems, [mailing address].